Individual Credit: You must complete the Applicant section about yourself and the Other section about your spouse if:
Joint Credit: If you are applying with another person, complete the Applicant and Other sections.
Guarantor: Complete the Other section if you are a guarantor on an account/loan.
State Law Notices
OHIO RESIDENTS ONLY: The Ohio laws discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administrators compliance with this law.
WISCONSIN RESIDENTS ONLY:(1)No provision of any marital properly agreement unilateral statement under Section 766.59, or court degree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is Furnished a copy of the agreement, statement or degree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2)Please sign if you are not applying for this account or loan with your spouse. The credit being applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.
You agree that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.