With some of the best rates around, Shell Geismar FCU helps its members enjoy low-cost auto financing. AND with our “Pre-Approved Vehicle Loan,” you have the control you need to increase your bargaining power.

Remember, if you already have a vehicle financed at another financial institution, you can refinance at Shell Geismar FCU to structure the term that fits your payment plan and a rate that will save you money!

Available loan types and terms and the Annual Percentage Rate (APR) for each
Loan Type 36 mos 48 mos 60 mos 72 mos
New CarAPR* as low as 2.45% 2.45% 2.45% 3.25%
Used Car (Dealer)APR* as low as 2.45% 2.75% 3.00% N/A
New Recreational / Equipment / Boats
* Add .5% for Used		 5.00% 5.25% 5.50% 5.75%

 

New, Used, and Refinanced Vehicles
100% financing available
Terms available up to 72 months on NEW vehicles
Pre-approval before you shop
Payment Protection Plans

This is just one of the ways we help you Achieve More!

Get the Value of Your Vehicle Now!

Apply Here!
Loan Application

Individual Credit: You must complete the Applicant section about yourself and the Other section about your spouse if:

  • 1. You live in or the property pledged as collateral is located in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI)
  • 2. Your spouse will use the account, or
  • 3. You are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying.

Joint Credit: If you are applying with another person, complete the Applicant and Other sections.

Guarantor: Complete the Other section if you are a guarantor on an account/loan.



Loan Information
Personal Information
Phone Number
Address
Financial Information

If you do not have a co-applicant you can skip to the signature at the bottom.

Co-applicant
Co-Applicant Financial Info
Disclosure

State Law Notices

OHIO RESIDENTS ONLY: The Ohio laws discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administrators compliance with this law.

WISCONSIN RESIDENTS ONLY:(1)No provision of any marital properly agreement unilateral statement under Section 766.59, or court degree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is Furnished a copy of the agreement, statement or degree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2)Please sign if you are not applying for this account or loan with your spouse. The credit being applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.

Signature(s)

You agree that everything you have stated in this application is correct to the best of your knowledge. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.

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